For those who suffer from arthritis, the pain and swelling of bones and joints can range anywhere from mild to chronic and debilitating. This health issue – which can either come on rapidly or develop over a number of years – can oftentimes have a significant effect on how, and how well, you can even go about your regular daily activities.
Today, medical professionals are not completely sure of that causes arthritis. However, there are some potential culprits such as an autoimmune disorder, certain types of injuries, a family health history of the condition, and even just normal wear and tear on muscles and joints.
Common Symptoms Of Arthritis
There are more than 100 different types of arthritis. However, in many of these, there can be a long list of common symptoms. These can include:
- Joint pain
- Stiffness in the joints
- Swelling in the joints
- Decreased and / or painful range of motion
- Redness and warmth around the affected area
- Loss of appetite
- Deformity of the joints
How To Help With Your Management And Control Of Arthritis
Although there is no absolute cure for arthritis, there are some ways in which those who are affected can help to either manage and / or control this condition. For example, for many people, certain exercises can be extremely beneficial. These can include swimming, aerobics, and yoga.
It is also important to ensure that muscles and joints get a proper amount of rest. This can help with reducing the likelihood of suffering fatigue, as well as from helping the affected area to reduce possible swelling.
For some who suffer from arthritis, certain types of medication can also be of help. These may include oral options such as aspirin or ibuprofen, as well as various topical creams that can be applied on or near the affected areas.
Some Of The Best Topical Pain Relief For Arthritis Joint Pain
In some cases, applying a topical pain relief remedy to the affected areas can be the only treatment that you need. However, in other instances, it can be best to use a topical pain relive remedy, along with other forms of management or control such as exercise, physical therapy, or oral medication.
Some of the best topical pain relief for arthritis joint pain may include the following:
- Topical NSAIDs
Some of the more common counterirritants that are used for treating arthritis will contain substances such as menthol, camphor, eucalyptus oil, turpentine oil, and / or the oil of wintergreen. When these are administered to the skin on or near the area that is affected, they can create a feeling of either heat or cool – which can, in turn, help with soothing the pain.
Capsaicin is an ingredient that can be found in cayenne peppers. This substance can warm the skin when it is applied, while at the same time blocking the chemical called “substance P” – which is known for delivering pain messages to the brain. This type of cream can be purchased over the counter and is often sold under the brand name of Zostrix, Capzasin-P, or Dolorac.
Salicylates are compounds that are related to aspirin. Unlike taking aspirin orally, though, by applying this type of a topical pain relief directly to the affected area, it can help in avoiding many of the side effects, such as upset stomach. Some of the most common types of medications that include salicylates include Bengay, Aspercreme, Sportscreme, and Flexall.
NSAIDs – or nonsteroidal anti-inflammatory drugs – are another type of medication that are often used in the control or management of arthritis symptoms. These can help with the reduction of swelling and inflammation that is commonly associated with arthritis. These substances can penetrate the skin, and in turn, enter into the tissues and / or joints – and in turn, they can help with reducing the processes that are causing pain in these tissues.
In addition to the use of topical creams and ointments, certain types of skin patches may also be helpful in the reduction of arthritis pain. For example, lidocaine is a type of medication that can block the transmission of nerve messages. Therefore, this substance can essentially act as a type of anesthetic in the numbing or reduction of pain sensations.
Can Having Arthritis Affect Your Application For Life Insurance Coverage?
While arthritis is not often considered to be a life-threatening condition, if it is left untreated, it can lead to more serious heart and kidney issues, as well as have an effect on other major bodily organs.
Because of this, if an individual has a more chronic case of extreme arthritis, it may have an impact on his or her application for life insurance coverage. When applying for this type of insurance, the underwriters at the insurance company will want to know more about your overall health, as well as more in-depth details regarding your arthritis.
In addition to answering the more basic questions on an application for life insurance coverage, you may also be asked condition specific questions like:
- When were you initially diagnosed with your arthritis?
- How are you currently working to manage and / or control your condition?
- If you take any medication for your arthritis, what type do you use, and what is / are the dosage(s)?
- Do you regularly meet with your doctor regarding your arthritis?
- Have your recently (within the past 12 months) undergone any relevant lab testing due to your arthritis (such as x-rays or MRIs)?
You may also be required to take a medical examination as a part of the life insurance underwriting process. This will entail meeting with a paramedical professional either in your home or in another convenient location.
During the medical examination, the paramedical professional (or paramed) will take from you both a heart rate and a blood pressure reading. They will also request that you submit a blood and a urine sample for testing purposes by the insurance company.
Once all of the information has been received by the insurance company, the underwriters will be better able to determine the possible approval for your coverage, as well as come up with an appropriate premium rate for the policy.
How And Where To Get The Best Life Insurance Rates If You Have Arthritis
If you have arthritis and you are seeking life insurance coverage with arthritis, finding the best premium rates will often require that you work in conjunction with an independent life insurance brokerage or agency. That way, you can directly compare the policies, benefits, and premium prices of many different plans.
When you are ready to move forward, we can help. We work with many of the top life insurers in the industry. If you would like to proceed, then just simply take a few moments to fill out the form on this page. Should you have any additional questions regarding the purchase of life –insurance when you have arthritis, please call us directly, toll-free, at 800-277-3098. We can work with you in finding the coverage and the premium rate that are right for you. So, contact us today – we’re here to help.